Crowd Funding

The product Crowd Funding is a serious alternative to high street banks, providing loans on attractive terms from serious private investors who are more likely to understand your business.

Also Read: Crowd Funding the Borrowers | Crowd Funding for Lenders

They bid in an on-line auction to join a syndicate and lend to your company.

At the end of a successful auction the bids with the lowest interest rates are selected and you get an offer based on the average rate

As banks try to recover from the Credit Crunch, the chances are you are not getting the loan funding you might expect to develop your business. You may find an unwillingness to lend, requests for increased security, higher rates of interest and increased fees.

The days when the bank managers had their own credit limits and knew their customers well have long gone so you might also find your bank does not understand your business or the benefits of trying to grow it.

What is Crowd Funding?

The term Crowd Funding is a serious alternative to high street banks, providing loans on attractive terms from serious private investors who are more likely to understand your business. They bid in an on-line auction to join a syndicate and lend to your company. At the end of a successful auction the bids with the lowest interest rates are selected and you get an offer based on the average rate.
If that is attractive you accept the deal and we prepare and complete the paperwork.

How Crowd Funding works?

We work on behalf of the borrower to prepare an information pack which will be made available to potential lenders. Our report helps Lenders to assess the risks involved and since the auction outcome depends upon how many bids are attracted, a well written report is likely to result in a lower interest rate.

We have a good reputation and attract a following of Lenders achieving a higher success rate.

Uses of Crowd Funding Loans:

  • Business Development and Expansion
  • Management Buy Out (MBO) or Management Buy In MBI
  • Business Acquisition
  • Business Turnaround / Pre-Pack

Crowd Funding Loans available

  • Secured loans from £100,000 to £300,00
  • From a few months to 5 years or more
  • Interest rates either fixed or linked to Base Rate
  • Fixed monthly installments of interest and capital
  • No penalties for early repayments with respect to most loans.

To Summarise...

Crowd Funding is an ever growing sector of the commercial finance market and one Sterling Capital Reserve have fully utilised for clients.