Case Studies

Read our case studies below

Asset Finance - read more Asset Finance Case Studies

Refinance to Raise Cash
Amount: £75,000

Historically, this company was supplied with free-issue stock. When their supplier began to struggle, this facility was withdrawn without warning. To continue trading, our client needed a cash injection of £75,000 to purchase the stock, and they needed it quickly!

They called us, and after careful consideration of all the business assets (property, machinery and ledger), we advised that the speediest and most effective way of raising the money was to refinance the machines.

We arranged a Sale and Leaseback facility for 100% of the machinery value. and our client received the money nine days after the initial enquiry.

Property Finance / Refinance - read more Property Finance Case Studies

Refinance of Large Retail Food Shop
For: Ground Floor Shop & 1st Floor Offices
Location: Nottingham
Amount: £350,000

The client had bought an ex Kwik Save Store and turned it into one of the largest Ethnic Retail Food Shops in the Midlands.

Due to first year losses, existing bankers were nervous. However, turnover and profitability was increasing rapidly as the business settled down and the client also leased out the first floor offices to one of the local Colleges.

Our refinancing deal enabled the client to consolidate several existing loans, which provided a cash flow benefit as well as releasing some additional capital.

  • A 15-year repayment facility was agreed at bank base rate plus margin 2%.
  • Loan to value 70%.

Sales Ledger Finance - read more Sales Ledger Finance Case Studies

Recourse Factoring and Payroll
Turnover: £750,000

A new start recruitment company supplying nursing staff and teachers to private hospitals and schools within the Greater London district, needed funding to bridge the gap between weekly payments to temporary staff and monthly sales receipts from customers. Sterling Capital Reserve was able to put them in touch with a specialist factoring/discounting company that provides funding and administrative services to the recruitment industry. They now have a healthy cash flow, and full back-office support with the payroll function, freeing up valuable management time.

Funding without Banks - read more Funding without Banks Case Studies

With now over 100 Funding without Bank deals sourced - read some of our case studies and we could do the same for you.

To Summarise...

Sterling Capital Reserve Ltd is one of the leading commercial finance brokerages in the Midlands, arranging finance for clients throughout the UK.

Our professional team have extensive experience in the accountancy, banking, factoring and financial services sectors and specialise in arranging: Commercial Mortgages, Peer to Peer Funding, Invoice Finance, Healthcare Finance, Vendor Finance, Asset Finance, Corporate Finance and Distressed Finance.

Contact Sterling Capital Reserve regarding you Commercial Finance requirements