Commercial Finance Services

We have a large professional team of commercial finance consultants with backgrounds in accountancy, banking, corporate finance and commercial finance services. Our clients range from small family run businesses, through to large multinationals. Funding sourced ranges from £50,000 upwards.


Commercial Mortgages

Property Finance

Specialists in property funding sourcing a wide range of innovative Commercial Mortgages, Business Remortgages, Development Finance and Bridging Loans, secured against commercial properties like: Investment Property, Offices, Factories, Hotels, Shops and retail premises, and more.

Apart from arranging Commercial Mortgages we can arrange Property Finance for any specific purpose, such as: refinance / rebanking, development finance, short term bridging loans and buy to let or as part of a larger funding requirement such as a management buy out or corporate acquisition.

Commercial Finance

Commercial Finance

Our commercial finance services covers asset finance, invoice finance and specialist funding for pubs and breweries to hotel and restaurants to day nurseries and leasehold businesses.

We are able to source a wide range of Asset Finance packages secured against commercial assets. We can offer advice to businesses in respect of the most appropriate type of asset finance facility: new asset purchases, refinancing assets and manage away services. Sales Ledger Finance is an extremely flexible form of UK cashflow finance allowing you to release cashflow by utilising invoice discounting or factoring.

Corporate Finance

Corporate Finance

Our Corporate Finance department is run by experienced qualified accountants, who have extensive experience undertaking corporate finance transactions from within national accountancy practices.

We can assist with all aspects of corporate finance. In respect of virtually any type of corporate finance project, including: business expansion, corporate acquisitions, management buy out / buy-in, corporate restructuring and business sales.

Funding without Banks

Funding without Banks

Funding Without Banks is an ever growing sector of the commercial finance market and one Sterling Capital Reserve have fully utilised for clients. Our main funding without banks product is Crowd Funding or peer to peer loans which is an alternative commercial funding based on many funders providing small amounts to reach a total required fund view more details.

We also have access to a range of non high street bank finance products: Invoice Discounting, Single Invoice Finance, Short Term Asset Finance and Pension Led Funding.

Healthcare Finance

Healthcare Finance

The Healthcare sector is extremely specialised, consisting of Doctors, GPs, Medical Assistants, Dentists, Vets, Pharmacists, Opticians etc. Specialists markets require a specialist broker and it is important to shop around and obtain the best funding package that suits you and your requirements.

We recognise that the healthcare sector is extremely specialised. Our team focus on providing a high quality personal service and can, among other things, add experience and advice to clients in respect to structuring a finance deal.

Unsecured Business Loans

Unsecured Loans

Unsecured loans can help with financial requirements you may be looking at when running or investing in your practice and are flexible, covering virtually all aspects of your business expenditure allowing you to decide how and when you use the funds and the repayment timeframe.

Unsecured practice loans allow investment in new equipment, staff training etc minimising your capital outlay without affecting any other funding you have so you can dedicate any existing sources of funding to different projects.

Business Turnaround

Business Turnaround

We can assist with almost all aspects of Business Turnaround and Recovery. Our Commercial Mortgage Brokerage can source finance / refinance for most businesses in order to provide additional finance for Phoenix Businesses, Recovery Finance, PrePack Finance and Manage Away.

Unlike many recovery and turnaround businesses, we are not insolvency practitioners. It is in our interests to assist your business to recover however should it become necessary to introduce an Insolvency Practitioner, we work with a small number of commercially aware Insolvency Practitioners.