Capital Raising

You can use Asset Finance to raise Capital

You can use any of these 3 techniques for capital raising:

Sale and Leaseback

This has exactly the same underlying facility as a finance or operating lease. The difference is that as you own the assets, you will be the supplier. The invoice you raise will be for the lower of current market value or your tax written down value.

Sale and HP Back

This has exactly the same underlying facility as hire or lease purchase. The difference is that as you own the assets, you will be the supplier. The invoice you raise will be for the lower of current market value or your tax written down value.

Chattel Mortgage

A Chattel Mortgage is a fixed charge over an asset other than freehold land. The finance company will then advance money against the security of these chattels. Their charge will be registered, but you will not need to invoice the funder for the assets. This is particularly useful if the assets have a low tax written down value or if you have concerns about posting a profit/loss on disposal. Please note however that Chattels Mortgage are generally only available for corporate bodies to which English Law applies (Scottish Law does not recognise a Chattel Mortgage). Also, Chattels Mortgage are not usually applied to marine vessels or aircraft due to the fact that are not UK sited.