Commercial Mortgage Products

Commercial Mortgages

Our Commercial Mortgage Consultants have backgrounds in the banking sector and can offer added experience and advice to clients in respect of structuring and applying for commercial mortgages.

With access to over 60 commercial mortgage lenders, we are able to match the client's requirements to the most appropriate mortgage lender, and source a wide range of innovative and competitive products.

Commercial Mortgage can be arranged for:

  • Factories
  • Warehousing & Storage
  • Investment Property
  • Hotels, Pubs & Restaurants
  • Care Homes
  • Offices
  • HMO's
  • Day Nurseries
  • Farms
  • Professional Practices

Finance can be arranged for any specific purpose such as a new purchase, refinance, rebanking or additional working capital. This can be part of a larger funding requirement such as Management Buyout or Corporate Acquisition.

Our Commercial Mortgage Consultants all have backgrounds in the banking sector and can often add experience and advice to clients in respect of structuring a deal.

Their focus is on providing a high quality, personal service - helping their clients to attain:
commercial mortgages, and property development / investment finance that meet their requirements as completely as possible.

With access to over 60 property finance lenders and a detailed knowledge of the marketplace it is likely that Sterling's commercial mortgage brokers can help you to secure finance even if other brokers or banks have failed.

Unlike some of our competitors WE DO NOT CHARGE UPFRONT FEES. Our fees are only payable when our client has received a formal commercial mortgage offer, which is usually at the time of completion.

Property Type

A commercial mortgage can be secured against: investment properties, factories and offices, warehousing and storage units, hotels, pubs and restaurants together with Care Homes, Day Nurseries and Professional Practices.

Purpose

Commercial Mortgage can be arranged for any specific purpose.  This may include a property purchase, refinance or re-banking package, development finance, short term bridging finance or a buy to let investment. Commercial Mortgages can be part of a larger funding requirement such as a management buy out or a corporate acquisition.

Applications to Lenders

All Commercial Mortgage cases are supported by professionally prepared credit applications, thereby significantly enhancing the chances of our clients securing the optimum financial package. In the current lending climate it pays to have your application put together by industry experts, who know what lenders are looking for.

Broker Fees

Unlike some of our competitors, we do not believe in up front charges. Our fees are only payable when our client has received a formal commercial mortgage offer and is usually payable at the time of completion.

Professional Advisors

We work closely with your financial advisors when commercial property is being acquired by a client through a small self administered pension scheme (SSAPS) or a self invested personal pension plan (SIPP).